Gift cards can often be a great gift for friends and family, and can sometimes even be for yourself! Learn how to make the most out of your instant cash for gift cards and how to use it with ease. From how to locate your PIN number to what fees may apply, this guide has you covered on all things related to using a gift card.
Determine the Type of Gift Card.
Before you use your gift card, make sure to determine the type of card you received. Is it a prepaid gift card or a debit/credit card-based gift card? A prepaid gift card is a type of stored-value card that comes preloaded with funds so it can be used as payment for goods or services at participating retailers. A debit/credit-based gift card is linked to a user’s bank account and requires the user to register the balance before making purchases. Be sure to check which type of card you have before using your instant cash for gift cards.
Also Read: Best Tips to Remember and Follow to Sell Gift Cards for Instant Cash
Know How Much is Left on the Gift Card.
Knowing how much is left on the card is especially important to make sure there are sufficient funds for the purchase. With prepaid gift cards, you can usually check the balance online or over the phone. For debit/credit-based gift cards, you will have to log in to the website associated with your specific card or use a mobile app to view the balance of your card.
Register Your Gift Card (If Possible).
If the instant cash for gift cards is a debit/credit-based one, you will have to register it first to manage the balance and be able to make full use of the associated features, like fraud protection. To do this, you will usually have to provide your name, address, email address, and phone number to register. This can also make claiming any available warranties or guarantees much easier.
Use your Gift Card Online or In-Store.
You can use the gift card both online and in-store. If you are shopping online, look for an option on the checkout page to enter the gift card details or code. If you are in a physical store, simply present your card at the cash register before you pay. You may have to tell the cashier that you would like to trade cash for gift cards as payment. Once all is done, any remaining balance will be displayed on the till receipt.
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Familiarize Yourself With Terms and Conditions of Use.
When trade cash for gift cards, you should read and understand the terms and conditions regarding when, where, and how you can use the card. Make sure that it is accepted at the places you wish to shop. Moreover, check if the business allows you to combine or add a balance to an existing gift card, or if there are any fee restrictions associated with purchasing or reloading the card. Familiarizing yourself with the applicable rules will help you make informed decisions on using your gift card.
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